Risk Management Consulting & Insurance
The Financial Health of Insurance Companies: It Matters
| Property & Casualty Insurance, Risk Management Consulting & Insurance| By Joy Gänder
Looking at the financial strength ratings of insurance companies is one way of assessing their long-term ability to pay claims ...
Read More EPA Study on the Effectiveness of UST Insurance as a Financial Responsibility (FR) Mechanism
| Property & Casualty Insurance, Risk Management Consulting & Insurance| By Joy Gänder
Gänder Consulting Group, LLC conducted a study on behalf of the United States Environmental Protection Agency – Underground Storage Tank ...
Read More Hacks, Ransomware and Breaches – Oh My!
| Cyber, Property & Casualty Insurance, Risk Management Consulting & Insurance| By Joy Gänder
Even though I’m a techie neophyte, I began writing this article by jotting down a few general ideas, and, in ...
Read More Selecting a Nearly-Infallible Machine: Insurance Company Ratings
| Property & Casualty Insurance, Risk Management Consulting & Insurance| By Joy Gänder
Introduction Imagine needing a machine to work 365 days per year, 24/7. Imagine the machine must fulfill a specific purpose ...
Read More Good Risk Management Can Cut Insurance Costs
| Property & Casualty Insurance, Risk Management Consulting & Insurance| By Joy Gänder
“Rumors were circulating at Carol’s wholesale business that the sales manager, Tom, was interested in “getting involved” with Christa, the ...
Read More The Impact of an Employee’s Dishonesty: When 1 + 1 Does Not = 2
| Employee Dishonesty, Property & Casualty Insurance, Risk Management Consulting & Insurance| By Joy Gänder
Store 13* had increased its sales each month since opening a year and a half ago. Some increases were as ...
Read More Temps, Leased Employees and Borrowed Employees: What’s the Difference and Why Should I Care?
| Employees, Risk Management Consulting & Insurance, Workers' Compensation| By Joy Gänder
Have you used or do you use temporary help (“temps”), leased employees or borrow employees? Here are a few workers’ ...
Read More Fiduciary Liability = Your Personal Assets at Risk
| Employees, Risk Management Consulting & Insurance| By Joy Gänder
The phrase “fiduciary liability” is probably familiar to you in the context of corporate directors and officers, and their fiduciary ...
Read More Cyber Risk & Insurance
| Cyber, Risk Management Consulting & Insurance| By Joy Gänder
Introduction This article examines the issue of cyber risk and exposures to loss, including recent legal and legislative developments. It ...
Read More Renewing Your Property & Casualty Insurance: The Scales Have Tipped
| Property & Casualty Insurance, Risk Management Consulting & Insurance| By Joy Gänder
The property and casualty insurance industry is cyclical, moving between a buyer’s and seller’s market depending on factors such as ...
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